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Pendle

Yield / VaultYield tokenization and fixed-rate trading.

$1.34B
TVL · DefiLlama
ETH $3,420 ▲1.2%PENDLE $4.62 ▲3.8%
price · DefiLlama (24h) · preview

AI review

AI

AI assessment

updated 4h ago·Claude (preview)·preview

Pendle is a yield / vault protocol. 5 of 16 risk feeds in the registry report on it. No incidents are recorded in the registry. No material change has been detected in the current window.

  • Governance: Governance multisig 3/5 (0x8119…6ee1) holds DEFAULT_ADMIN_ROLE; vePENDLE is incentive/voting only governance
  • 5 of 16 feeds report on Pendle. coverage
  • No incidents recorded — an empty incident history is itself a signal. incident

AI-generated summary of facts already in this registry — not a Rails assessment, not a risk score, and not a ranking. Per the project charter, the registry never produces its own composite risk judgement. Verify every point against the linked sources below. This is an illustrative preview of a proposed feature; the content is not live.

Feeds

Feed coverage4 covered · 1 partial · 11 not yet covered of 16

How feeds see it

Rating
3 / 1
Dashboard
Monitoring
Research
1 / 0

Seen through 2 of 4 methodology lenses (rating, research). A neutral view of who is looking and how — not a risk judgement.

DeFiScan
Rating
Covered

Pendle multisig holds upgrade rights; upgrades unprotected and frontend self-hosting requirement unmet.

Stage 0verified
View source
LlamaRisk
Research
Covered

Pendle PT-as-collateral risk + Exponential-Lower-Bound pricing methodology.

PT collateral assessmentverified
View source
DeFiPunk'd
Rating
Covered

5-dimension AI-consensus (Pendle V2); spot-check pending.

Bronze tiersample
View source
Exponential DeFi
Rating
Covered

Pendle PT / yield pools cluster around a B pool rating. Pre-migration sample.

B (pools)sample
View source
DeFi Safety
Rating
Partial

Process Quality Review published (PQR id 601); verbatim score pending confirmation.

View source
BlockAnalitica
Dashboard
Not yet covered

Quantitative on-chain risk dashboards for lending markets: liquidations, collateral health, exposure.

CuratorWatch
Dashboard
Not yet covered

Vault-level risk monitoring for Morpho curators: allocation risk and curator behavior.

Credora
Rating
Not yet covered

Institutional-grade credit-risk ratings for DeFi protocols and borrowers. Credora by RedStone; GraphQL API + on-chain attestations (EAS).

Xerberus
Rating
Not yet covered

Independent risk rating for DeFi vaults; 300+ subscores across 85+ mechanisms. Open-source.

Philidor Analytics
Rating
Not yet covered

Deterministic vault risk scoring across 700+ vaults: asset quality, code maturity, governance. Open methodology (public API, CLI, MCP server).

pigi.finance
Dashboard
Not yet covered

Vault analytics and risk-adjusted yield across 50+ protocols; exploits, concentration, risk-adjusted APY. Paid structured API.

DeFi Saver
Monitoring
Not yet covered

Position-management tooling: live loan-health / safety-ratio tracking and automated liquidation protection for leveraged positions.

Zyfai Risk
Dashboard
Not yet covered

Real-time risk scores for DeFi liquidity pools: risk metrics, TVL, APY, security grades.

Anticapture
Research
Not yet covered

DAO governance-capture risk: delegate/voting-power concentration, cost-to-attack vs. treasury value, and proposal/power-shift monitoring across major DAOs. Open-source.

Gauntlet
Research
Not yet covered

Agent-based economic simulation: insolvency prevention, parameter optimization, and risk-scenario analysis for lending markets.

Chaos Labs
Dashboard
Not yet covered

Edge risk oracles and economic-risk dashboards: real-time parameter automation and scenario stress for lending markets (active on Aave, GMX, Pendle).

Governance

Governance at a glance

Governance
DAO (multisig)
Multisig
3 / 5
Timelock
7 days (token params)
Core contracts
Upgradeable
Pause capability
Yes

Structural facts, distilled from the sourced control records below — neutral capabilities, not a risk score. Multisig threshold and signer count are fetched live via the Safe API.

Governance
Governance multisig 3/5 (0x8119…6ee1) holds DEFAULT_ADMIN_ROLE; vePENDLE is incentive/voting onlyon-chain
Upgradeability
AMM core immutable, but many modules upgradeable by governance with no exit window (DeFiScan: High risk)verified
Markets
Permissionless PT/YT market creation on-chain (UI listing curated)verified
Timelock / Guardian
Only PENDLE-token params have a 7-day timelock; other actions instant. Guardian can pause SY tokensverified

Audits

AuditorDateScope
ChainSecurity2022-09Pendle V2 Core (SY, PT, markets)Report
Dedaub2022-07Pendle V2 — yield tokenization & tradingReport

Representative public audits, attributed and linked to source — not a Rails assessment, and not a completeness or safety guarantee.