Gearbox
Lending — Credit-account leverage protocol.
AI review
AI assessment
updated 4h ago·Claude (preview)·previewGearbox is a lending protocol. 4 of 16 risk feeds in the registry report on it. No incidents are recorded in the registry. No material change has been detected in the current window.
- Governance: GEAR DAO; Snapshot vote → on-chain Governor (0x29B9…f2c7) + Timelock governance
- 4 of 16 feeds report on Gearbox. coverage
- No incidents recorded — an empty incident history is itself a signal. incident
AI-generated summary of facts already in this registry — not a Rails assessment, not a risk score, and not a ranking. Per the project charter, the registry never produces its own composite risk judgement. Verify every point against the linked sources below. This is an illustrative preview of a proposed feature; the content is not live.
Feeds
How feeds see it
Seen through 3 of 4 methodology lenses (rating, dashboard, research). A neutral view of who is looking and how — not a risk judgement.
The 4 reporting feeds are split on how fully they assess Gearbox: 2 assess it fully, 2 only partially, and they use different methodologies and scales. We show every position side by side and do not reconcile them into a single verdict — oracle diversity made visible, not adjudicated.
Vault analytics and risk-adjusted yield across 50+ protocols; exploits, concentration, risk-adjusted APY. Paid structured API.
View sourceRisk monitoring & alerting platform plus recommendations: gauge APY rates, fees, per-collateral liquidation thresholds, leverage bounds.
Protocol risk research and parameter recommendations; collateral and governance risk.
View sourceMulti-dimension registry: Control, Exit, Autonomy, Open Access, Verifiability via LLM consensus.
View sourceDecentralization maturity: who controls keys, upgrades, and admin powers. Stage 0–2 framework.
Quantitative on-chain risk dashboards for lending markets: liquidations, collateral health, exposure.
Vault-level risk monitoring for Morpho curators: allocation risk and curator behavior.
Institutional-grade credit-risk ratings for DeFi protocols and borrowers. Credora by RedStone; GraphQL API + on-chain attestations (EAS).
Independent risk rating for DeFi vaults; 300+ subscores across 85+ mechanisms. Open-source.
Deterministic vault risk scoring across 700+ vaults: asset quality, code maturity, governance. Open methodology (public API, CLI, MCP server).
Position-management tooling: live loan-health / safety-ratio tracking and automated liquidation protection for leveraged positions.
Real-time risk scores for DeFi liquidity pools: risk metrics, TVL, APY, security grades.
DAO governance-capture risk: delegate/voting-power concentration, cost-to-attack vs. treasury value, and proposal/power-shift monitoring across major DAOs. Open-source.
Risk ratings (A–F) decomposed into protocol, asset, chain, and pool risk across DeFi yield pools. Open whitepaper methodology. (Standalone product migrated into YO Protocol in 2026 — ratings shown are pre-migration samples.)
Process Quality Reviews (PQR): documentation, testing, audits, and admin-key practices scored 0–100. Transparency-of-process, not market risk.
Agent-based economic simulation: insolvency prevention, parameter optimization, and risk-scenario analysis for lending markets.
Governance
Governance at a glance
- Governance
- DAO (on-chain)
- Timelock
- 2 days
- Core contracts
- Upgradeable
Structural facts, distilled from the sourced control records below — neutral capabilities, not a risk score. Multisig threshold and signer count are fetched live via the Safe API.
| Governance | |
| Upgradeability | |
| Admin control | |
| Timelock |
Audits
| Auditor | Date | Scope | |
|---|---|---|---|
| ChainSecurity | 2024-03 | Gearbox V3 Core | Report |
| ABDK | 2023-12 | Gearbox Core V3 | Report |
| ChainSecurity | 2023-12 | Gearbox V3 Integrations | Report |
| ChainSecurity | 2025-03 | Gearbox V3.1 upgrade | Report |
Representative public audits, attributed and linked to source — not a Rails assessment, and not a completeness or safety guarantee.